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Fixed annuity interest rates as of December 2009 

 

     Interest rate trends on fixed annuities

 

 

 

 

Normal Annuity Range

 

 

ALL Annuities in Index

Number of
Companies

Number of
Annuities

Lowest
Rate

Low
Norm

Average
Rate

High
Norm

Highest
Rate

Standard
Deviation

12/7/2009

70

672

0.01%

1.73%

3.94%

6.14%

14.61%

2.21%

11/9/2009

70

667

0.01%

1.85%

4.04%

6.22%

14.61%

2.19%

6/8/2009

69

719

1.25%

2.38%

4.56%

6.74%

14.61%

2.18%

12/8/2008

74

773

2.00%

3.52%

5.55%

7.57%

14.61%

2.02%

    Note:  Rate includes "Non-Forfeitable" first year interest bonus.

 

   “CD” type annuities: Average rates for length of guarantee period

Years

1

2

3

4

5

6

7

8

9

10

12/07/09

1.17%

1.18%

1.99%

2.16%

2.67%

2.61%

2.90%

3.06%

3.19%

3.35%

11/09/09

1.17%

1.38%

2.17%

2.43%

2.76%

2.68%

3.02%

3.18%

3.32%

3.50%

6/08/09

2.32%

1.82%

2.72%

3.10%

3.36%

3.38%

3.52%

3.91%

4.02%

4.14%

12/08/08

3.73%

3.34%

4.00%

4.52%

4.40%

4.57%

4.75%

5.04%

4.90%

5.19%

   

  Data as of 12/07/2009   

  Source: Fisher Annuity Index, Dallas


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