November 11, 2009 Some long term care insurance buyers elect shorter benefit periods and/or longer deductibles. Their hope is to maximize benefits and keep premiums affordable. But it is not that simple.
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November 11, 2009 In a letter to the editor, Scott Olson tells why he supports the proposed Community Living Assistance Services and Supports Act--because it will help improve private LTC insurance sales....
November 11, 2009 In a letter to the editor, John C. Greene discusses some problems he sees with the proposed Community Living Assistance Services and Supports (CLASS) Act...
October 14, 2009 The long term care benefiits in the proposed Community Living Assistance Services and Supports Act of 2007 and included in some of today's legislaiton are worth a good hard look. ...
October 14, 2009 Health care and long term care are not the same, but for many people, the lines between the two are blurry or nonexistent.
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September 16, 2009 A quick glance at the new cause-of-death figures out from the National Center for Health Statistics, Hyattsville, Md., should be a heads-up for long term care insurance practitioners. Here is why....
September 14, 2009 Here are some other initiatives that American Council of Life Insurers believes should be undertaken to address the nation’s looming long term care crisis. ...
August 12, 2009 Consumers are not the only people who need educating about the cost of long term care and the need for long term care insurance. How about our legislators? One example is the proposed $50 to $60 daily LTC benefit in a Senate bill.
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July 15, 2009 Frederich Hatch comments on using statistics when discussing LTC proposals. The figures are considered as just part of the agent's sales pitch, he says.
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June 10, 2009 Employee Benefit Research Institute’s finding that workers and retirees both have low confidence in their ability to pay for long term care costs is scary. This reflects the overall erosion in confidence caused by the recession, but......
May 13, 2009 Long term care insurance professionals must keep on track, despite the economic downturn, writes Kathy Halverson in a letter to the editor of LTC e-Wire....
May 13, 2009 Long term care producers are concerned with the stability of major carriers in the LTC market, points out Cal DesVoigne in his letter to the editor of LTC e-Wire....
May 13, 2009 When erroneous findings are reported as unanalyzed fact, it is annoying, writes Steve Moses in a letter to the editor of LTC e-Wire. One example he cites is a report by Avalere that 30% of long term care expenses are paid out of pocket....
April 15, 2009 Long term care, annuity and life insurance combination products will help clients start talking about the financial moves they need to make. Here is an example of helping the client understand....
April 15, 2009 Long term care insurance professionals need to consider many factors before deciding how to respond to 2008's disappointing sales results. Here are some of the factors....
March 11, 2009 In a letter to the editor, Steve Moses of the Center for Long Term Care Reform, Inc., spells out what it will take for long term care insurance market to see major growth. Medicaid will need to stop being the major payer, he says....
February 11, 2009 In a February 2009 letter to the editor of LTC e-Wire, Dennis Lentin writed abouit how ignoring inflation protection is wrong and shold not be allowed....
February 10, 2009 In a letter to the editor of LTC e-Wire, Phyllis Shelton, president of LTC Consultants and LTCiTraining.com
Hendersonville, Tenn., disagrees with points made in a January 2009 LTC e-Wire article, "Gaining traction for LTC insurance."
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January 14, 2009 In 2008, a majority of the people who could benefit from traditional long term care insurance once again chose not to purchase it....
January 14, 2009 The problem of LTC policies sold at worksites without inflation protection rests on a 50-50 fault basis....
December 05, 2008 Knowing all the details and the difficulties their clients face, divorce and matrimonial attorneys understand the significance that LTC planning may have for clients and families....
December 01, 2008 According to U. S. Census Bureau statistics, an increasing number of Americans are divorced, remarried or living as domestic partners....
December 01, 2008 In response to the letter to the editor by Margie Emch in the October 2008 LTC e-Wire......
December 01, 2008 I think people need to be confronted with the facts: Medicare does not pay for LTC services, and a LTC event can ruin them financially....
December 01, 2008 According to U. S. Census Bureau statistics, an increasing number of Americans are divorced, remarried or living as domestic partners....
November 01, 2008 The ones who succeed have their clients' best interests at heart, which means putting clients, their families, and their needs over any commission the rep could earn....
November 01, 2008 A quick overview of today's financial news will provide LTC insurance specialists with plenty of information in support of the argument that consumers need to plan for their financial future–as well as take responsibility for their financial present....
October 01, 2008 I am a new LTC specialist and don't understand Mr. Lentin's comment about the motives of many LTC agents....
October 01, 2008 One reason people are reluctant to purchase long term care insurance is that they think they'll never need LTC services....
October 01, 2008 Vivian P. Gallo makes some good points in her article in the September 2008 issue of LTC e-Wire....
October 01, 2008 The ongoing argument that every long term care policy sold should include an automatic inflation-protection rider is tiring....
September 02, 2008 Are the small face life policies going through the settlement pipeline?...
September 01, 2008 Couples entering marriages typically make lifetime commitments, yet divorce rates continue to hover close to 50%....
August 01, 2008 In the coming weeks, many insurance heads will be weighing in on the latest Government Accounting Office report on long term care insurance....
August 01, 2008 LTC Financial Partners LLC announced that it has been chosen by the National Education Association of the United States to offer long term care insurance from John Hancock Life Insurance Company to NEA members....
July 01, 2008 In the June 2008 issue of LTC e-Wire, Attorney Eric D. Gerst states in his letter to the editor that consumer confidence with protection assurance is needed....
INVALID MONTH , When you add the inflation-protection option, it can sound great, but it's not affordable to the average 55-to-60 year-old couple....
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